A landlord who hires an unlicensed contractor incurs additional potential liability. If the unlicensed contractor causes property damage or hurts the tenant or the tenant’s personal property, the landlord may be liable. An unlicensed contractor and his/her employees become employees of the landlord. An injured worker could sue the homeowner and may be able to collect worker’s compensation from the homeowner’s insurance. Many landlord insurance policies exclude claims arising from the use of unlicensed contractors.
Uncle Charlie may be a great guy and will do the work for the “family rate.” Are you sure that saving a few bucks now, is the right thing to do?